Free Standing Additional Voluntary Contribution Plan (FSAVC)




Were you advised to take out a Free Standing Additional Voluntary Contribution Scheme (FSAVC)?

If you had an occupational pension scheme and were persuaded into taking a Free Standing Additional Value Contribution scheme, you may have been poorly advised and due compensation plus 8% interest.

Often FSAVC’s offered outside your company scheme were more expensive than the AVC plans offered through your employer.

It is generally accepted by the Financial Conduct Authority (FCA) that AVC’s were a better option for members of occupational pension schemes because of the lower charges and employer contribution.

Please contact us if you think you may have been mis- sold a FSAVC as you may be due compensation plus interest.

Call today or fill in your details online and let us see if we can help. All work is carried out on a No Win No Fee basis, as usual.
0800 032 7112, press option 1

Meet the Experts

Ron Amoore

Ron Amoore (BA UC Berkeley) is the founder and Managing Director of CSN. He has worked as a Director in the Financial claims industry for 15 years and his leadership has helped secure over £30M in financial compensation claims for clients who have been misadvised and mis sold financial products over those years. In addition, his background as a former NASDAQ and DOW Jones equities trader provides him with valuable insight into understanding the varying degrees of market volatility and risk associated with equity-based investments. He is passionate about sound investment and pensions advice and making sure financial advisers don’t jeopardise precious savings or hard-earned pension pots by giving poor, risky advice.

Roy Gwinneth

Roy Gwinneth (FPC, Cmap, Qualified IFA) our lead Mis-Sold Pensions Assessor has over 30 years of experience working as a Financial Pension & Investments Adviser for 2 major UK banks and knows when a Pension has been suitably advised. Roy also acted as an advisor to high-net-worth clients. Throughout his career, Roy has gained a deep understanding of the financial industry and has been able to help clients navigate complex financial situations with ease. Roy’s expertise in financial assessment and his commitment to providing quality service make him a valuable asset to our team.

What You Can Expect From Us

No Paperwork No Problem

Over the years, documents can get lost or destroyed. All we need are a few basic details like the name of the Bank or IFA who provided the advice and we’ll find out the rest. We will do the research for you, so you can just relax.

No Up Front Costs

Only pay if we win. This payment structure removes upfront costs and encourages us to work harder for your success. It’s a win-win situation for you and Consumer Savings Network.*

90% Success Rate

The overall success rate for compensation claims made for our clients on cases where the claim is valid and client’s statement of truth is accurate.

*When your case is completed our fee is 25% plus vat (30% in Total) of your win – The fee is less for claims where £20k+ is awarded as per FCA guidelines.

Also if the financial adviser or firm you used no longer exists, we can still make a claim for you through the FSCS (financial services compensation scheme), so long as they were FCA regulated. We will need some paperwork such as proof of investment and proof of surrender value (losses). In most cases we can claim 90% of your losses back.

Consumer Savings Network is a claims management company. You do not need to use a claims management company to make your complaint to your bank. If your complaint is not successful you can refer to the financial ombudsman service for free.